Advisory boards: an untapped resource for businesses

BDC undertook the first-ever Canadian study on the use of advisory boards by small and medium sized enterprises (SMEs). The study describes how advisory boards work in these businesses and quantitatively demonstrates that SMEs that use them have superior growth and better financial results.

Inter-American Development Bank Quarterly Business Review: First Quarter 2023

The 2023 first quarter edition of the Quarterly Business Review (QBR) provides management with a status of the Bank’s performance. The QBR reports on outputs, lending program priorities and organizational indicators on a quarterly basis to allow management to monitor progress in achieving corporate results. This periodic monitoring supports evidence-based decision making and allows for timely identification of deviations from targets and enables effective implementation of measures to address them.

Access to Credit and the Expansion of Broadband Internet in Peru

We exploit the staggered expansion of the internet broadband network to firms and bank branches locations in Peru during the last decade to study non-financial firm performance and bank credit dynamics. Access to broadband unleashes firm growth, increases the chances of entry of firms and reduces the probability of exit in benefited locations.

Consumer Loans, Heterogeneous Interest Rates, and Inequality

Using the Brazilian administrative credit registry data with the universe of all
consumer loans originated by banks in the country from 2013 to 2019, we document
high borrowing interest rates, which vary systematically with individual’s
characteristics. In particular, even after controlling for several observable
individual attributes (such as income, occupation, and default probabilities,
low-income), individuals pay higher interest rates than high-income borrowers.